Differences between Original Medicare vs. Medicare Advantage
If I have diabetes, should I choose Original Medicare or Medicare Advantage?
The answer to this question depends on how important individualized care is to you.
Medicare Advantage plans are typically bundled, all-in-one plans that are made as a ‘one size fits all’, with a prescription drug plan included.
However, Original Medicare is set up for you to choose a supplement plan along with a prescription drug plan tailored to your individual needs.
The American Journal of Managed Care published a study pertaining to the difference in treatment of diabetes between Original Medicare and Medicare Advantage.
In the study, they concluded that in order to achieve savings, Medicare Advantage enrollees are more likely to be treated with cheaper medications, such as Metformin and Sulfonylureas, rather than receive costly, newer medications, compared to Original Medicare. This means Original Medicare affords you the opportunity to have the drugs that might best suit you.
In this video, we review the study and explain some of the differences between Original Medicare and Medicare Advantage. We also discuss why this decision is so important if you or someone you know has diabetes and are searching for the best plan.
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