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The Truth about the AARP Medicare Supplement Plan

AARP does not sell insurance. They merely sell the use of their name to insurance companies that pay hefty endorsement fees for the name.

Forbes found: “As part of the United and AARP business agreement all three of the Medicare insurance product lines are marketed under the AARP brand name. From 2007 to 2009, United’s royalty payments to AARP have grown from $284 million in 2007 to $427 million in 2009, a 50% increase. “

In an investigative report that Congress did on AARP, called Behind the Veil – Behind the AARP American doesn’t know. it was revealed that this insurance relationship with a “non-profit” is a definite, obvious conflict of interest.

For January 2019, AARP announced to most of its members that they will no longer have access to “Silver Sneakers” which had been part of their membership if they also bought insurance through the branding relationship. Thousands of seniors have expressed their outrage about this in online forums.

The Senior Savings Network has chosen NOT to represent AARP because it is, in most every case, not in the best interest of our clients to pay the extra money for this endorsement deal.

Congress Considers Changing Plan F

Congress recently held hearings on how to best reform Medicare. 

Former Senator Joe Lieberman testified before the current congress about his opinion and research that first-dollar coverage, like that afforded by Plan F, causes the utilization to go up at least 25% unnecessarily.

Current and future attempts to reform Medicare and make it viable long into the future will, undoubtedly, contain reforms to this first-dollar coverage, Plan F. Those left behind, should there be changes and reforms, on Plan F will no longer benefit from seniors turning 65 and joining the plan at their earliest opportunity. It will be a closed risk pool. The rates grow faster on closed risk pools, and that is not a safe place to be, when considering future rate increase potential.

Please the video below on the topic of the changes being proposed on Plan F Medicare Supplement.

Also see the important video on Plan F or Plan G, and why Plan G is always the better value. Click Here to see about Plan G.

Best Medicare Supplement

Plan F or Plan G, Which is Better?

What is the best Medicare Supplement plan?

If you are considering your first Medicare Supplement plan, or considering changing to a more affordable Medicare Supplement plan, then you need to see this video.

Most insurance agents that work with seniors will push Plan F as the “best” solution. While Plan F does cover everything, it is often at a tremendous, unnecessary premium. The same, exact benefits can be obtained with Plan G, with the tiny deductible, thus saving hundreds per year. But, it gets much better.

Please watch this video that explains the many benefits of Plan G vs. Plan F:

 Want to see the rates of ALL plans and all companies? We can do that, and my service is 100{57afd372ef552335ba870edf523b8e4a4ddf98dad7cf21c72091c800f1bfac05} free. How? Same way your car insurance and homeowner’s insurance agents work – they’re paid from the premiums to the carrier, who then pays the agents. We work the same way. Costs you nothing.

Reach out to us here or call 1-800-729-9590 24 hours a day.
Thanks for reading!

Chris Westfall

What is the Cheapest Medicare Supplement Policy?

Many seniors and those just turning 65 often ask the question, “What is the cheapest Medicare supplement policy?”

This question of finding the best Medicare supplement policy is a great one and has a different answer based on a number of factors. Let’s look at a few of these factors.

Where you live, and your current age and any chronic conditions you may have will factor in to whether or not you can get the lowest possible price. Having an independent Medicare Supplement agent working for you can potentially save you thousands of dollars each year.

Many seniors join a Medicare supplement plan when they turn 65 and never again worry about changing companies or checking the market to see if there is a better price. This is when an independent agent can really pay off. By shopping the entire marketplace, you will soon learn that the cheapest Medicare Supplement policy is often the exact same benefit plan you have (Plan F, for instance) but as much as $100 per month cheaper.

Why is this? Because different insurance companies may charge different rates for the same, exact policy. That is a quote from the Medicare & You guidebook, and the Medicare program wants you to know that a Plan F is a Plan F, regardless of how much you’re paying for it. The cheapest Medicare supplement plan does not mean lower quality, as it is the same, exact coverage.

With an independent Medicare agent working for you, you have the opportunity to shop the entire market without costing you a dime. The services are absolutely free, as the commissions are paid by the insurance companies. If you would like a free analysis of the cheapest Medicare plans in your area, call the Senior Savings Network at 1-800-729-9590. We would be happy to help you in your search. Our service is free.