Choosing between Medicare Supplement and Medicare Advantage
Considering a Medicare Advantage Plan to save money?
Consider this…
The clients we help are usually on a FIXED INCOME.
This means that our senior clients do not like SURPRISES with their health plan.
As you can see, with a Medicare Supplement policy, you have consistent monthly premiums.
With a Medicare Advantage Plan, you could have a BIG surprise when you need hospital services.
Avoid the red line that's possible with Medicare Advantage.
Example includes Part B premium, four day hospital stay, outpatient procedure and doctor visits.
Compare Medicare Supplements to Medicare Advantage Plans:
| Concerns of Seniors: | Medicare Supplement |
Medicare Advantage |
| Restrictive Network of doctors and hospitals | NO | YES |
| Co-Payments to Providers | NO | YES |
| Up to $3,000 yearly Out of Pocket Costs |
NO | YES |
| Health Plan Decides What Test and Procedures Are Approved For You | NO | YES |
| Can Your Plan Be Cancelled? |
NO Cannot be cancelled as long as premiums are paid |
YESPlans are approved yearly and can be dropped. |
| Ability to Travel the Country and Use Any Doctor or Hospital | YES | NO |
| Is Pre-Certification Required for some Treatments? | NO | YES Penalties apply if pre-cert not done. |
|
MD Anderson Cancer Treatment Center Included? MAYO Clinic Included? |
YES
YES |
NO
NO |
Watch These Short Videos.
Things your agent won't tell you:
Good Morning America on Medicare Advantage.
Click on the video to start playback:
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A Doctor Discusses Medicare Advantage.
Click the video to start playback:
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President Obama's Changes to Medicare Advantage:
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Please let us help you find the best plan for your situation.
Click here to get Medicare help.