Consider This: Most retirees are on a fixed income.
This means that our senior clients like a health care plan with no hidden fees or surprises – like the consistent, monthly premiums that occur with a Medicare Supplement policy.
But, with a Medicare Advantage Plan you could have a big surprise when you need hospital services: increased out-of-pocket payments. Take a look at the chart below:
This chart shows one client’s payments after a 4-day hospital stay and outpatient procedures with the Medicare Advantage plan. Avoid the red line that’s possible with Medicare Advantage.
Life can be uncertain, your coverage doesn’t have to be.
Medicare Supplements vs. Medicare Advantage Plans:
|Concerns of Seniors:||Medicare|
|Restrictive Network of doctors and hospitals||NO||YES|
|Co-Payments to Providers||NO||YES|
|Up to $6,700 yearly|
Out of Pocket Costs
|Health Plan Decides What Test and Procedures|
Are Approved For You
|Can Your Plan|
Cannot be cancelled as long as premiums
Plans are approved yearly and can be dropped.
|Ability to Travel the Country and Use Any Doctor or Hospital||YES||NO|
|Is Pre-Certification Required for some Treatments?||NO||YES|
Penalties apply if pre-cert not done.
MD Anderson Cancer
MAYO Clinic Included?
Watch These Short Videos:
Good Morning America on Medicare Advantage.
Click the video to start watching:
A Doctor Discusses Medicare Advantage.
Let us help you find
the best plan for YOUR situation.
Call us for FREE to discuss the best options at 1-800-729-9590.