Warning to Seniors on Medicare Regarding Scams

Seniors on Medicare are especially vulnerable to scammers and sometimes those doing the scamming are actually insurance agents trying to hide their identity.

Seniors can verify the identity of an insurance agent by getting the agent’s name, license number, and callback number and then verifying their license with the state’s department of insurance. The numbers for each state department of insurance can easily be found with this link. Contact your department of insurance before giving out any personal information to someone who has contacted you by phone.

Verify an Insurance Agent License

The good rule of thumb is – if they call you, you do not know who they are – regardless of what the CALLER ID says.
If you contact them, you are in control of who you are talking to. So, verify who they are, then call back their legitimate number

Here is the helpful video on the topic:

Christopher Westfall, National Producer # 596926
1-800-729-9590

Medicare Supplement Plan N

Medicare Supplement Plan N can be a good value, depending on your location (ZIP code), Age, and whether you’re a male or female. Meaning, all rates and rate comparisons are personalized depending on YOUR situation.

For any agent to make a complete blanket statement that ONE particular plan is the best for everybody, all the time, is simply not aware of all of the options out there. I provide very personalized service by pulling up all available plans and all available companies for our potential clients. As always, my service is 100% Free.

Plan N Medicare Supplement can be a good value, or it might not, depending on your situation. To find out whether Plan N or Plan G or Plan F is the best for you, give us a call at 1-800-729-9590. It takes less than 3 minutes to give you the breakdown of what is available.

Working with someone else? At least get a second opinion (and more options) Call me today!

Aetna Medicare Supplement in the News

You might have seen it in the news…

Aetna was in the news this week about their pulling out of certain states in the “ObamaCare” exchanges.

This only impacts those UNDER 65 on regular health insurance, not your plan with Aetna.

This is a smart move for AETNA, as they’ve been losing money – like all insurers have, and Aetna has already lost over $400 million by participating in the “ObamaCare” exchanges.

Aetna’s Medicare plans are stronger than ever and are delivering the best value in the market right now with their below-average rate increases at renewal time. Part of the reason Aetna is able to deliver great renewals is because they recognize vulnerabilities, like the continued participation in the UNDER 65 health insurance market would continue to bring.

Thank you for allowing me and my office to help you with your Medicare Supplement plan.

Please remember that we are here to help if you have ANY questions at all about anything having to do with Medicare.

Sincerely,

Christopher Westfall
Senior Savings Network
1-800-729-9590

¿Cuál es el mejor plan de Medicare Supplement?

¿Cuál es el mejor plan de Medicare Supplement?

Si está considerando su primer plan de Suplemento de Medicare, o está considerando cambiar a un plan de Medicare Supplement más asequible, debe ver este video.

La mayoría de los agentes de seguros que trabajan con personas de la tercera edad presionarán a Plan F como la mejor solución. Mientras que el Plan F cubre todo, a menudo es a una prima tremenda, innecesaria. Los mismos beneficios exactos se pueden obtener con el Plan G, con el deducible pequeño, ahorrando así cientos al año. Pero, se pone mucho mejor.

Por favor, vea este video que explica los muchos beneficios del Plan G vs. Plan F:

¿Quieres ver las tarifas de TODOS los planes y todas las empresas? Podemos hacer eso, y mi servicio es 100% gratis. ¿Cómo? De la misma manera que su seguro de automóvil y los agentes de seguros del propietario trabajan – se les paga de las primas al transportista, que luego paga a los agentes. Trabajamos de la misma manera. No te cuesta nada.

Llámenos aquí o llame al 1-800-729-9590 las 24 horas del día.
¡Gracias por leer!

Chris Westfall

GE Retiree Options Outside the “Exchange” Save Money

GE employees should get a second opinion because they can save up to $1,000 per person, per year, starting in year ONE.

See the video:


Can you buy a Medicare plan outside the exchange? Yes.

As long as you buy at least the drug plan OR the Medicare plan through the exchange, you WILL get the reimbursement money.

When this same thing happened to AT&T retirees in 2014, we successfully helped them save, collectively, millions of dollars that would have otherwise gone to the most expensive insurers in their markets. They used those savings for other policies and as a cushion against future rate increases.

All they had to do was purchase the Part D drug plan through the exchange, and then entire reimbursement money was there to pay both premiums.

We provide a second opinion, and independent review of ALL of the plans available to you.
If you prefer to work with the exchange, a huge call center where you are likely to get a different new-hire every time you call in, you certainly can. If you want the benefit of 20 years of experience and true independence, call us for that second opinion.

You can call us 24 hours a day at 1-800-729-9590

If we’re not in the office, please leave your information on our phone so that we can call you first the next morning.

 

 

Weiss Medigap Report – only $49 for free rates

Over the 4th of July weekend, I received an e-mail offering a comparison of all of the Medicare Supplement rates in my area for ONLY $49!

This was such a deal because their usual cost is $99 for an unbiased quote of all Medicare Supplement plans in my area.

What a deal, right? Wrong.

I’m often asked by potential clients what my service costs.. for me to look up the rates and also provide them the background on the companies listed in the results.

Very happily, I tell them that our service costs them nothing, as it is included in the cost of the premiums, whether they went direct to the carrier OR used the service of an experienced agent.

No extra cost!

I did a video about my reaction, and show the e-mail from the company offering the $49 Medicare Supplement quote.

For the record, we do free quotes all the time and help with plan selection.
You can call us at 1-800-729-9590, even the call is free!

 

Medigap Hospital Discount Card Confusion

Yes, this is a pet peeve of mine – any time you can avoid confusion with senior clients, you should. Anything that introduces uncertainty and confusion in the mind of a brand new client is bad for business. It is therefore my goal to let you know what some insurance companies are sending to your clients with their policies and how you should get in front of it and answer the calls about it. –

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The Truth about the AARP Medicare Supplement Plan

AARP does not sell insurance. They merely sell the use of their name to insurance companies that pay hefty endorsement fees for the name.

Forbes found: “As part of the United and AARP business agreement all three of the Medicare insurance product lines are marketed under the AARP brand name. From 2007 to 2009, United’s royalty payments to AARP have grown from $284 million in 2007 to $427 million in 2009, a 50% increase. “

In an investigative report that Congress did on AARP, called Behind the Veil – Behind the AARP American doesn’t know. it was revealed that this insurance relationship with a “non-profit” is a definite, obvious conflict of interest.

The Senior Savings Network has chosen NOT to represent AARP because it is, in most every case, not in the best interest of our clients to pay the extra money for this endorsement deal.