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Medicare Supplement Archives - Page 2 of 4 - Senior Savings Network

Medicare Supplement

Aetna Medicare Supplement in the News

You might have seen it in the news…

Aetna was in the news this week about their pulling out of certain states in the “ObamaCare” exchanges.

This only impacts those UNDER 65 on regular health insurance, not your plan with Aetna.

This is a smart move for AETNA, as they’ve been losing money – like all insurers have, and Aetna has already lost over $400 million by participating in the “ObamaCare” exchanges.

Aetna’s Medicare plans are stronger than ever and are delivering the best value in the market right now with their below-average rate increases at renewal time. Part of the reason Aetna is able to deliver great renewals is because they recognize vulnerabilities, like the continued participation in the UNDER 65 health insurance market would continue to bring.

Thank you for allowing me and my office to help you with your Medicare Supplement plan.

Please remember that we are here to help if you have ANY questions at all about anything having to do with Medicare.

Sincerely,

Christopher Westfall
Senior Savings Network
1-800-729-9590

¿Cuál es el mejor plan de Medicare Supplement?

¿Cuál es el mejor plan de Medicare Supplement?

Si está considerando su primer plan de Suplemento de Medicare, o está considerando cambiar a un plan de Medicare Supplement más asequible, debe ver este video.

La mayoría de los agentes de seguros que trabajan con personas de la tercera edad presionarán a Plan F como la mejor solución. Mientras que el Plan F cubre todo, a menudo es a una prima tremenda, innecesaria. Los mismos beneficios exactos se pueden obtener con el Plan G, con el deducible pequeño, ahorrando así cientos al año. Pero, se pone mucho mejor.

Por favor, vea este video que explica los muchos beneficios del Plan G vs. Plan F:

¿Quieres ver las tarifas de TODOS los planes y todas las empresas? Podemos hacer eso, y mi servicio es 100{57afd372ef552335ba870edf523b8e4a4ddf98dad7cf21c72091c800f1bfac05} gratis. ¿Cómo? De la misma manera que su seguro de automóvil y los agentes de seguros del propietario trabajan – se les paga de las primas al transportista, que luego paga a los agentes. Trabajamos de la misma manera. No te cuesta nada.

Llámenos aquí o llame al 1-800-729-9590 las 24 horas del día.
¡Gracias por leer!

Chris Westfall

GE Retiree Options Outside the “Exchange” Save Money

GE employees should get a second opinion because they can save up to $1,000 per person, per year, starting in year ONE.

See the video:


Can you buy a Medicare plan outside the exchange? Yes.

As long as you buy at least the drug plan OR the Medicare plan through the exchange, you WILL get the reimbursement money.

When this same thing happened to AT&T retirees in 2014, we successfully helped them save, collectively, millions of dollars that would have otherwise gone to the most expensive insurers in their markets. They used those savings for other policies and as a cushion against future rate increases.

All they had to do was purchase the Part D drug plan through the exchange, and then entire reimbursement money was there to pay both premiums.

We provide a second opinion, and independent review of ALL of the plans available to you.
If you prefer to work with the exchange, a huge call center where you are likely to get a different new-hire every time you call in, you certainly can. If you want the benefit of 20 years of experience and true independence, call us for that second opinion.

You can call us 24 hours a day at 1-800-729-9590

If we’re not in the office, please leave your information on our phone so that we can call you first the next morning.

 

 

Weiss Medigap Report – only $49 for free rates

Over the 4th of July weekend, I received an e-mail offering a comparison of all of the Medicare Supplement rates in my area for ONLY $49!

This was such a deal because their usual cost is $99 for an unbiased quote of all Medicare Supplement plans in my area.

What a deal, right? Wrong.

I’m often asked by potential clients what my service costs.. for me to look up the rates and also provide them the background on the companies listed in the results.

Very happily, I tell them that our service costs them nothing, as it is included in the cost of the premiums, whether they went direct to the carrier OR used the service of an experienced agent.

No extra cost!

I did a video about my reaction, and show the e-mail from the company offering the $49 Medicare Supplement quote.

For the record, we do free quotes all the time and help with plan selection.
You can call us at 1-800-729-9590, even the call is free!

 

Medigap Hospital Discount Card Confusion

Yes, this is a pet peeve of mine – any time you can avoid confusion with senior clients, you should. Anything that introduces uncertainty and confusion in the mind of a brand new client is bad for business. It is therefore my goal to let you know what some insurance companies are sending to your clients with their policies and how you should get in front of it and answer the calls about it. –

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The Truth about the AARP Medicare Supplement Plan

AARP does not sell insurance. They merely sell the use of their name to insurance companies that pay hefty endorsement fees for the name.

Forbes found: “As part of the United and AARP business agreement all three of the Medicare insurance product lines are marketed under the AARP brand name. From 2007 to 2009, United’s royalty payments to AARP have grown from $284 million in 2007 to $427 million in 2009, a 50% increase. “

In an investigative report that Congress did on AARP, called Behind the Veil – Behind the AARP American doesn’t know. it was revealed that this insurance relationship with a “non-profit” is a definite, obvious conflict of interest.

For January 2019, AARP announced to most of its members that they will no longer have access to “Silver Sneakers” which had been part of their membership if they also bought insurance through the branding relationship. Thousands of seniors have expressed their outrage about this in online forums.

The Senior Savings Network has chosen NOT to represent AARP because it is, in most every case, not in the best interest of our clients to pay the extra money for this endorsement deal.

Congress Considers Changing Plan F

Congress recently held hearings on how to best reform Medicare. 

Former Senator Joe Lieberman testified before the current congress about his opinion and research that first-dollar coverage, like that afforded by Plan F, causes the utilization to go up at least 25% unnecessarily.

Current and future attempts to reform Medicare and make it viable long into the future will, undoubtedly, contain reforms to this first-dollar coverage, Plan F. Those left behind, should there be changes and reforms, on Plan F will no longer benefit from seniors turning 65 and joining the plan at their earliest opportunity. It will be a closed risk pool. The rates grow faster on closed risk pools, and that is not a safe place to be, when considering future rate increase potential.

Please the video below on the topic of the changes being proposed on Plan F Medicare Supplement.

Also see the important video on Plan F or Plan G, and why Plan G is always the better value. Click Here to see about Plan G.

Best Medicare Supplement

Plan F or Plan G, Which is Better?

What is the best Medicare Supplement plan?

If you are considering your first Medicare Supplement plan, or considering changing to a more affordable Medicare Supplement plan, then you need to see this video.

Most insurance agents that work with seniors will push Plan F as the “best” solution. While Plan F does cover everything, it is often at a tremendous, unnecessary premium. The same, exact benefits can be obtained with Plan G, with the tiny deductible, thus saving hundreds per year. But, it gets much better.

Please watch this video that explains the many benefits of Plan G vs. Plan F:

 Want to see the rates of ALL plans and all companies? We can do that, and my service is 100{57afd372ef552335ba870edf523b8e4a4ddf98dad7cf21c72091c800f1bfac05} free. How? Same way your car insurance and homeowner’s insurance agents work – they’re paid from the premiums to the carrier, who then pays the agents. We work the same way. Costs you nothing.

Reach out to us here or call 1-800-729-9590 24 hours a day.
Thanks for reading!

Chris Westfall

Go from Medicare Advantage to Medicare Supplement

North Carolina Medicare Plans

Seniors in North Carolina are facing more challenges with regard to Medicare Advantage plans.

Many are finding that Medicare Supplement (Medigap) is a far better way to go than the ever-shifting sands of Medicare Advantage, as shown in a recent story by the Charlotte Observer, which showed that over 57,000 North Carolina seniors are losing their Medicare Advantage plans in 2015.

Seniors on Medicare Supplement plans are guaranteed renewable, with the same benefits they signed for, for life. The benefits on Medigap plans cannot be changed, and this means stability.

Seniors who are 75, 80, 85 years old should not have to compare nuances of changing co-payments, doctor networks, and new requirements that are constantly changing on Medicare Advantage plans each time the one-year contract expire.

Seniors looking for a second opinion on their Medicare plans should call the Senior Savings Network at 1-800-729-9590.

Here is the article from the Charlotte Observer:
Turmoil in Medicare Advantage hits NC seniors hard.